Important Disclaimers and Legal Information

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information presented.

This disclaimer applies to all content, services, and materials available through our website and consultation services.

Information Accuracy and Reliability

We endeavor to ensure that all information presented is accurate and current as of the publication date. However, financial markets and regulations are subject to constant change.

Information may become outdated without notice, and we reserve the right to modify or update content at any time.

We cannot guarantee the accuracy, completeness, or timeliness of any information provided through our services.

Limitation of Liability

To the fullest extent permitted by Australian law, we exclude all liability for any loss or damage arising from your use of our services or reliance on information provided.

• • Direct, indirect, incidental, or consequential damages
• • Loss of profits, revenue, or business opportunities
• • Personal injury or property damage
• • Data loss or system failures
• • Third-party actions or omissions

Professional Consultation Disclaimer

Our consultation services provide general guidance and should not replace professional financial, legal, or tax advice tailored to your specific circumstances.

We recommend consulting with qualified professionals before making significant financial decisions.

Financial Service Information

Our consultation services are informational in nature and do not constitute specific financial advice or recommendations for particular products or services.

All financial decisions involve risk and individual results may vary significantly.

We do not provide specific guidance on individual financial products or direct management of assets.

Third-Party Links and Resources

Our website may contain links to external websites or resources that are not under our control or responsibility.

We do not endorse or assume responsibility for the content, accuracy, or practices of third-party websites.

Service Warranties Disclaimer

Our services are provided on an "as is" basis without warranties of any kind, whether express or implied.

• • Merchantability or fitness for a particular purpose
• • Uninterrupted or error-free service delivery
• • Specific outcomes or results from consultations
• • Compatibility with all user requirements or expectations

Individual Results Disclaimer

Individual results may vary based on personal circumstances, market conditions, and implementation of guidance provided.

Success stories and testimonials represent individual experiences and should not be considered typical or guaranteed results.

User Indemnification

Users agree to indemnify and hold harmless calorenqavix and its representatives from any claims, damages, or expenses arising from misuse of our services or information provided.

Governing Law and Jurisdiction

This disclaimer and all related matters are governed by Australian law and subject to the jurisdiction of Australian courts.

Severability of Terms

If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Updates to Disclaimer

We reserve the right to modify this disclaimer at any time to reflect changes in our services, legal requirements, or business practices.

Updated versions will be posted on our website with revised effective dates.

Contact Information

For questions regarding this disclaimer or our services, please contact us using the information below.