Terms and Conditions of Service

Service Agreement Introduction

Welcome to calorenqavix financial consultation services. These terms and conditions govern your use of our services and establish the relationship between you and our company.

By using our consultation services, you acknowledge that you have read, understood, and agree to be bound by these terms.

Service Definitions and Terminology

For clarity, the following definitions apply throughout these terms:

  • • "Service" refers to our monthly financial consultation and guidance offerings
  • • "User" or "Client" means any individual who subscribes to our consultation services
  • • "Content" includes all information, materials, and resources provided through consultations
  • • "Account" refers to your subscription and associated personal information

Service Usage and Access

Our consultation services are provided subject to your compliance with these terms and applicable laws.

Eligibility Requirements

You must be at least 18 years old and legally capable of entering into binding agreements to use our services.

18+ only

Client Responsibilities and Obligations

As a client of our consultation services, you agree to:

  • • Provide accurate and complete information during consultations
  • • Maintain the confidentiality of your account information
  • • Use our services only for lawful purposes
  • • Respect the intellectual property rights of our materials
  • • Notify us promptly of any changes to your contact information

Prohibited Activities and Restrictions

The following activities are strictly prohibited when using our services:

  • • Sharing account access with unauthorized individuals
  • • Attempting to disrupt or interfere with service delivery
  • • Using our services for illegal or fraudulent purposes
  • • Reproducing or distributing our proprietary content without permission
  • • Harassing or abusing our staff or other clients
  • • Providing false or misleading information during consultations

Intellectual Property Rights

All content, materials, and resources provided through our consultation services remain the intellectual property of calorenqavix and are protected by applicable copyright laws.

You may not reproduce, distribute, or create derivative works from our proprietary content without express written permission.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for detailed information about how we collect, use, and protect your personal information during the consultation process. Privacy Policy.

Payment Terms and Billing

Our consultation services are provided on a subscription basis with the following payment terms:

  • • Monthly subscription fee of $250 AUD, inclusive of GST
  • • Payments are due in advance on a monthly billing cycle
  • • All fees are non-refundable once services have been provided
  • • We reserve the right to modify pricing with 30 days advance notice

Cancellation and Refund Policy

You may cancel your subscription at any time with 30 days written notice. Cancellation will be effective at the end of your current billing period.

Due to the personalized nature of our consultation services, refunds are not available once services have been delivered. Individual results may vary based on your implementation of guidance provided.

Service Disclaimers and Limitations

Please understand the following important disclaimers about our consultation services:

Our services are provided "as is" without warranties of any kind, express or implied.

We do not guarantee specific outcomes or results from our consultation services. Individual results may vary significantly based on personal circumstances and implementation.

Limitation of Liability

To the maximum extent permitted by Australian law, calorenqavix shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our consultation services.

Our total liability to you for any claims related to our services shall not exceed the amount paid by you for services in the 12 months preceding the claim.

User Indemnification

You agree to indemnify and hold calorenqavix harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution Services

We are committed to resolving disputes fairly and efficiently through the following mechanisms:

Dispute Resolution Process

Any disputes arising from these terms or our services will be resolved through binding arbitration in accordance with Australian commercial arbitration rules.

Alternative Dispute Resolution

We participate in alternative dispute resolution processes to ensure fair treatment of all client concerns.

You may also contact the Australian Financial Complaints Authority for independent dispute resolution services.: Australian Financial Complaints Authority

Governing Law and Jurisdiction

All disputes will be resolved according to the laws of Australia and the state/territory where our principal office is located.

Service Termination

We reserve the right to terminate or suspend your access to our services immediately for violation of these terms or illegal activity.

Upon termination, your right to use our services ceases immediately, and any outstanding fees become due and payable.

Terms Modification

We may modify these terms at any time to reflect changes in our services, legal requirements, or business practices.

Material changes will be communicated to clients with at least 30 days advance notice via email or account notification.

Complete Agreement

These terms, together with our Privacy Policy and other referenced documents, constitute the complete agreement between you and calorenqavix regarding our consultation services.

Severability of Terms

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.

Cookie Policy Contact Information

For questions about these terms or our consultation services, please contact us using the information provided below.

calorenqavix

123 Collins Street, Melbourne VIC 3000

Email:: contact@calorenqavix.com

Phone:: +61-400-571-671

Last Updated:: August 30, 2025

Effective Date:: August 30, 2025